Yogeshrie Singh
Mortgage Agent

Licence #:M19000261

CENTUM Instant Mortgage Loans Inc.

Direct: 416.747.7133 Mobile: 416.566.7523 Fax: 416.742.8001 Brokerage#: 10391 

120 Woodstream Blvd. Vaughan, On.

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Empress Financial Can Provide The Best Home Equity Loan

Renovating your home increases the value of your home. We can assist you to get the funds you need for your home renovation or addition. We provide a custom package for your financing needs at competitive rates. 

A custom Empress renovation will add value to your home.

Contact us for more information on how we can provide you with a competitive rate on your home equity loan.

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We Have What You Need!



Whether you’re taking the plunge into real estate for the first time or maybe you’d just like a refresher, we’re here to make things easy to understand and incredibly convenient.

Our CENTUM mortgage brokers want to be your source for mortgage advice providing help, advice and ongoing guidance. Our focus is getting you the right mortgage solution for your needs and budget. Let us simplify the financial side of home ownership.



Commercial lending is already a difficult and daunting task without the added stress of finding the right financial solution. Lenders are often quite particular with certain types of properties. With a CENTUM mortgage broker, you can relax and gain confidence knowing your broker is qualified and experienced with commercial mortgage lending. We guide you through the necessary steps and procedures to make sure the result is one you can be, not only satisfied with but saves you money. 

Being part of a National Broker network, your CENTUM mortgage broker has access to trust and insurance companies, credit unions, pension funds, banks and private lenders to find the best solution for your unique project.

Buying a home?


We want to be by your side on this exciting journey! Our commitment is to provide you with the advice and guidance needed to navigate your way to home ownership. We provide so much more than a mortgage. We are on your team to make sure you reach your home ownership goals and financial success.



Equity is a powerful thing. Many individuals will refinance their home to send their kids to school, do that big renovation, consolidate debt or go on that trip of a lifetime. Big expenditures can take a toll on cash flow but by refinancing, you can leverage your equity and not be cash poor.  Understanding refinancing options and the costs associated with it is key. One of our CENTUM mortgage brokers are here to walk you through every step of the process.



When you get close to your renewal date and come to the fork in the road let a CENTUM mortgage broker help guide you down the trail of renewal or switching lenders. The switch/renewing your mortgage process is made easy. A renewal/switch is usually straight forward, but should be well thought out. There is lots to consider including the time frame of owning the real estate, any plans to modify the property and of course reviewing all your options. Choosing the right term and payment is crucial so it is suited to your current financial plan along with your future goals. At CENTUM, we want to make your mortgage fit your lifestyle and still be flexible if anything is to change.



Home renovations are exciting for any home owner but they shouldn’t burden you financially. Talk to a CENTUM mortgage broker about your renovation or project. Whether you are updating your home from the 70’s to 2017 or looking to reduce your carbon footprint, CENTUM has a solution for you. You can add value/equity to your home through renovations and we can also help finance those unexpected maintenance costs that come with home ownership.